Monthly Newsletter

Volume 2, Issue 10

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Small enough to Care. Big enough to give you the Best in banking!

We appreciate you as a customer and want you to know about our latest features and rates. Thanks!

Mortgage Loans at Elizabethton Federal

  • Low interest rates and closing costs
  • We do not sell our loans
  • Your loan stays with Elizabethton Federal
  • Competitive closing time
  • Superior service
  • Fixed and variable rate options
  • Short term construction financing
  • Long term construction permanent financing
  • Up to 100% financing (subject to restrictions)
  • Automatic loan payments from deposit account

Please contact one of the following Loan Officers for more information:

Pet of the Month

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Say "hello" to Rusty, the fur baby of Elizabethton Federal's Main Office Head Teller, Lisa Bentley.
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This pretty gal, MAISY, only two years old, had been stuck at the shelter for EIGHT LONG MONTHS -- nearly half her life!

Recently, the universe took notice of Maisy's loneliness and dispatched a knight in shining armor to the rescue. A military veteran (and his son) were chosen for the mission, and they carried it out flawlessly! They showed up right on time and brought Maisy to live with them in their loving, forever home.

Maisy's new family already had established fencing, but a big section was missing, a green light for Maisy to take off out into the wild blue yonder.

Thanks to a generous donation from Elizabethton Federal Savings Bank, Chain Free Dogs was able to zoom right over and rebuild the missing fence.

Happily Ever After for Maisy!

Local Places to Explore

Elizabethton Federal Savings Bank can help strengthen your savings for what lies ahead.

  • Enjoy the security of saving with FDIC insurance
  • Save with low minimum balances
  • Lock in a fixed rate for a range of terms - 6 to 60 months
  • Check out our great CD rates!


1. How do you fix a flat pumpkin?

2. What is a scarecrow’s favorite fruit?

3. Who helps the small pumpkins cross the street at school?

Answers at bottom.

Riddle Answers

1. With a pumpkin patch!

2. Straw-berries!

3. The crossing gourds!

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About Us

Headquartered in Carter County, Tennessee, Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products. While maintaining our competitive edge in today’s high-tech market, Elizabethton Federal continues to focus on safeguarding our customer’s information. Several decades of proven financial leadership continue to allow Elizabethton Federal Savings Bank to provide the best products, combined with unbeatable customer service, to our valued customers year after year.