Zubair Ghias

Zubair Ghias: Experience

Zubair Ghias: Educated

Zubair Ghias, now a leader in the investment banking industry, is a graduate of the University of Chicago, having earned his Bachelor of Arts degree in Economics many years ago. An educated and savvy investment professional, Zubair Ghias has established a successful and accomplished career through a commitment to hard work and determination. He is now a respected member of the investment banking industry.

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Zubair Ghias: ISO 9000

Zubair Ghias knows how important it is when being an equity investor to invest in companies that have a very strong quality management system in place. This is why Zubair Ghias is very particular about only investing in companies that are ISO 9000 certified. Numerous studies that have been done recognize that companies which are certified with the ISO 9000 family of quality managements systems, have a significantly higher return on assets often through better operational performance.


Zubair Ghias knows that the ISO does not actually certify any companies. Instead what happens is auditing organizations will issue certifications upon compliance with ISO standards. Often times, companies and individuals will refer to their certification as ISO 9000 certification however that is not strictly speaking, accurate. Instead companies and other organizations can be certified in ISO 9001:2008


Zubair Ghias understands that some of what an organization trying to get ISO certification is audited on includes a very extensive sample of functions, sites, products, processes, and services. The auditor will then present a list of the issues to the management as opportunities for improvement. If there are no opportunities for improvement then the certification will be issued. If there are opportunities for improvement then the organization attempting to be certified will put together an improvement plan and carry the plan out. When that has been completed sufficiently for the accrediting bodies auditors, then the certification will be issued. The accrediting body will often recommend a renewal period that is often set at every three years.

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Zubair Ghias: Property Investments

Zubair Ghias knows that investing in property can be very lucrative. This is why he began his own company to handle property investing. With 13 years in operation for the company, Zubair Ghias knows that there are some valuable hints that can be shared to potential real estate investors.


One such idea that Zubair Ghias knows is very important is top pay attention to debt service coverage ratios. Since commercial real estate lenders often use the debt service coverage ratio to help make a loan determination, it is important for the savvy investor to stay abreast of them as well. There is a pretty easy calculation ratio that they use. To calculate, you will want to divide the properties net operating income by its annual debt service. A commercial lender will want to see the coverage ratio over 1.25 or a net income that is at least 25% over the loan payments. This will help give a positive cash flow as well as leaving some margin of room for error.


Zubair Ghias also knows that it is very important to carefully consider whether it is wise to invest in rehab properties. Rehabbing a property can be fun and exciting however delays and cost overruns can make a good investment turn sour very quickly. The best way is to make sure you have a very strong understanding of the market in the area to help you budget and determine what it will take to make the property ready for the market.

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Zubair Ghias: Real Estate Investing

Zubair Ghias knows what it takes to be a successful executive. He has worked at the highest levels of one of the best investment companies in the world, JPMorgan Securities Inc. as well as being an owner and general manager of a top end restaurant and starting his own investment company. These experiences have led him to be very knowledgeable about the keys to being a successful real estate investor.


Zubair Ghias knows that one of the most important things for anyone looking at investing in real estate is doing their research. Research is an essential tool to becoming a successful real estate investor. Some of the research should focus on the prices of comparable properties and what the price history is of those properties. It is also extremely important to decide whether you will be operating the property you are purchasing as a rental unit. If you are you will want to research the rental rates in the area, market vacancy rates in the area, and standard lease terms. It is also important for you to research and know what the estimates for tax, maintenance, utility and mortgage market information.


Zubair Ghias also knows that it is important you do not “fall in love” with the property. Doing so can hinder judgment and risk your investment. Instead of falling in love with the property, know what the risk adjusted return is and have an exit strategy as well as a back up exit strategy in place before your purchase.

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Zubair Ghias: Milton Friedman

Zubair Ghias is a proud graduate of the University of Chicago. He studied Economics while he was there and knew that he was learning from many great professors and learning economics from the same place that the great Milton Friedman used to teach.


Zubair Ghias knows that Milton Friedman is by many considered to be the greatest of American economists. He won the Nobel Prize in 1976 for his work and “achievements in the fields of consumption analysis, monetary history and theory, and for his demonstration of the complexity of stabilization policy.” Through his many great achievements in the field of economics, in his own mind, his greatest works were not what people think.


While President Richard Nixon was in office Milton Friedman headed the committee that Nixon created to research a conversion of the United States Military to become a “volunteer” military rather than a drafted one. Milton Friedman believed that having a draft was “inconsistent with a free society” Rostker, Bernard (2006). I Want You!: The Evolution of the All-Volunteer Force. Rand Corporation p. 4. In an Interview in June of 1995 for “Reason” magazine, Milton Friedman said “In the Realm of Policy, I regard eliminating the draft as my most important accomplishment.”


Zubair Ghias knows that many people consider Milton Friedman to be one of the key people in the Chicago School of Economics thought. He also had an enormous influence on the policy and politics of America and his influence continues to be felt to this day throughout the country and the world.

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Zubair Ghias: Top Internships

Zubair Ghias attended one of the top universities in the nation, The University of Chicago. While attending the University of Chicago on his way to earn his degree in economics, Zubair Ghias learned the value of a great internship and had a number of those valuable internships that gave him direction and experience for when he graduated.


One of those internships was as a summer analyst for Goldman Sachs in New York. While Zubair Ghias was there he was involved in Futures Services and he updated databases, designed spreadsheets, and performed procedural interviews for the event Management committee. He did this works in regards to the Year 2000 contingency planning project.


Zubair Ghias also had an internship for Salomon Smith Barney in Chicago. He was able to assist in the retail brokerage division where created spreadsheets to calculate investors’ stake in mutual fund holdings and equities. He was also involved in the organizing of information packets and presentation materials.


The third Internship that Zubair Ghias had while attending the University of Chicago was assisting the Private Client Group at Merrill Lynch & Co., Inc. While there he was involved in creating a spreadsheet and establishing a database for record keeping and daily trades.


These great internships helped Zubair Ghias grow in his chosen field and helped ensure his future success with JPMorgan Securities. He learned a significant amount that helped him in his studies and when he graduated from the University of Chicago, JPMorgan Securities, Inc. quickly brought Zubair Ghias on board.

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Zubair Ghias: Family Man

Though Zubair Ghias is regarded as a successful and busy investment professional, his career always comes second to the needs of his family. He is a passionate family man who always makes his loved ones his top priority, placing their needs well ahead of both his career and his company.


Zubair Ghias has been very successful as the President and CEO of Acanthus Capital, and has established himself as an expert, and a success, in both investment banking and in real estate investment and management. He has built an accomplished professional career, one marked by an impressive lists of accomplishment and experience with multiple firms. As a career professional, Zubair Ghias understands that without the support and love of the people at home, he would be without that ever so crucial foundation, one that helps him to overcome challenges and tackle adversity through support, compassion and unwavering family devotion.


Zubair Ghias is a self-driven and motivated career professional, though his career never gets in the way of spending time with the people he values the most. His family always comes first, and he is always the first to admit that his success would be virtually nothing without the support of people at home.


Zubair Ghias has over 15 years of experience in investment, and has enjoyed the opportunity to work for such industry giants as Goldman Sachs, JP Morgan and others. An entrepreneur and talented business professional, he maintains a well-balanced life, one that provides room for both family and career. Zubair Ghias received an education in economics at the University of Chicago.

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Zubair Ghias: Career Investment Professional

Zubair Ghias first made his entry into the professional investment community over 16 years ago, signing up for and completing an internship with Merrill Lynch & Co, Inc. between June and October of 1998. During the internship with Merrill Lynch, Zubair Ghias was responsible for assisting the firm’s Private Client Group, receiving valuable experience by creating spreadsheets and databases for daily trades and better record keeping.


Shortly after completing his internship with Merrill Lynch, he moved on to Salomon Smith Barney, serving as a company intern from October of 1998 to May of 1999. As a Salomon Smith Barney intern, Zubair Ghias assisted the Retail Brokerage Division, organizing company presentation materials and creating a spreadsheet to calculate investors’ stake in equity.


Zubair Ghias then served Goldman, Sachs & Co as a summer analyst, working for the firm from June of 1999 to September of 1999. As a Goldman Sachs Summer Analyst, he worked in the Futures Services division, designing spreadsheets, updating databases and performing procedural interviews for the company’s Event Management Committee in regards to the Y2K Contingency Planning Project.


Zubair Ghias than became a full-time associate with JP Morgan Securities, Inc., working in the Mergers & Acquisitions division for over five years, and becoming an integral part of many key, high-dollar client acquisitions. As a JP Morgan Associate, he was awarded the top-ranking bonus during each year of employment. Zubair Ghias served the company with distinction, and was promoted from an analyst position to a post-MBA analyst position very early in his employment tenure.

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Zubair Ghias: A Leader in Company Acquisitions

JP Morgan Securities enjoyed the loyalty and service of long-time associate Zubair Ghias for over five years, benefitting from not only his commitment to hard work, but also the his strong analytical and strategical skillset. He was integral to the success of the company’s mergers and acquisitions division for over five years, proving to be an invaluable asset to JP Morgan between 2000 and 2004.


Zubair Ghias was an instrumental figure in many important and high-profile company acquisitions, providing both JP Morgan and their clients the analysis and expertise needed to carry through these transactions as efficiently and hassle-free as possible. During his time with the investment banking giant, Zubair Ghias played an important role on the Newell-Rubbermaid’s $615 million acquisition of American Tool Companies, the Carlyle Group’s $800 million acquisition of UIS Automotive Group, the Delphi Corporation’s acquisition of Eaton Corporation’s electronic switch business and the Ballard Power System’s acquisition of The Ford Motor Company’s and DaimlerChrysler AG’s respective interests in Xcellsis and Echostar.


An expert in process management, as well as valuation analysis and strategic analysis, Zubair Ghias was able to be a significant contributor to the success of each of these high dollar acquisitions. The experience and knowledge he acquired at JP Morgan Securities, Inc. have proven to be invaluable for the now CEO and President of Acanthus Capital, LLC, an investment firm that specializes in investment and management of real estate properties. Zubair Ghias and Acanthus have recently become involved in private equity investment, particularly in companies that focus on aerospace and aviation.

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Zubair Ghias: Former Restaurant Manager

Current real estate investment professional Zubair Ghias continues to provide Acanthus Capital, LLC the leadership and management the company needs to be a driving force in real estate and private equity investment. Through skilled leadership and extensive investment banking experience, Zubair Ghias has taken his company to new levels of success, turning Acanthus into an enduring real estate investment leader.


Formerly the co-owner and general manager of the Aigre Doux Restaurant, Zubair Ghias understands what it takes to maintain a successful and productive team atmosphere, one that not only empowers employees with the knowledge and skills they need to succeed, but that also provides a high-quality customer experience.


Zubair Ghias served as general manager of Aigre Doux for over two and a half years, expertly managing a high-volume restaurant while maintaining a complex budget, keeping costs low and ensuring the restaurant’s customers received only the best service and dining experience.


Zubair Ghias is proud to have been involved in the restaurant industry, as well as to have received the experience of restaurant and employee management. He was integral to the successful operation of Aigre Doux, and values the time he spent overseeing one of the best dining establishments in the city of Chicago.


Managing a restaurant is certainly no easy task, requiring the ability to juggle multiple responsibilities at once while ensuring that both employees and customers are getting the best the restaurant has to offer. Zubair Ghias provided years of passionate and skilled management to his restaurant, and benefitted from a highly rewarding experience that sticks with him to this day.

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Zubair Ghias: Behind the Scenes Entrepreneur

Zubair Ghias puts in the time, work and dedication needed to keep his company operational, efficient and successful. The President and CEO of Acanthus Capital, Inc., he prefers to maintain a behind the scenes approach to business management, developing and establishing the framework that keeps his operation running smoothly and in the best interests of both his employees and his clients.


As the leader of Acanthus Capital, Inc., Zubair Ghias ensures that his employees have everything they need to optimize their opportunities for success. He strives to empower his staff with the information and tools needed to not only identify amazing real estate investment opportunities, but to also implement courses of action that minimize investment risk while maximizing profit potential. Zubair Ghias understands the world of investment, and knows how to seek out the most viable and profitable real estate investments for his firm. He depends on his extensive investment skill and experience to build a strong and enduring company portfolio, one that can have substantial benefit for investors and the future of Acanthus Capital, Inc.


Zubair Ghias is an active leader in the real estate investment community, and continues to employ innovation into his business model and philosophy. He has not only turned his company into a leader in commercial and residential real estate investment, he has also directed Acanthus Capital towards private equity investments, particularly those in the aviation and aerospace industries. As of today, Zubair Ghias and Acanthus Capital have invested more than $5 million in these industries.

Zubair Ghias: Top Internships

Zubair Ghias attended one of the top universities in the nation, The University of Chicago. While attending the University of Chicago on his way to earn his degree in economics, Zubair Ghias learned the value of a great internship and had a number of those valuable internships that gave him direction and experience for when he graduated.

One of those internships was as a summer analyst for Goldman Sachs in New York. While Zubair Ghias was there he was involved in Futures Services and he updated databases, designed spreadsheets, and performed procedural interviews for the event Management committee. He did this works in regards to the Year 2000 contingency planning project.

Zubair Ghias also had an internship for Salomon Smith Barney in Chicago. He was able to assist in the retail brokerage division where created spreadsheets to calculate investors’ stake in mutual fund holdings and equities. He was also involved in the organizing of information packets and presentation materials.

The third Internship that Zubair Ghias had while attending the University of Chicago was assisting the Private Client Group at Merrill Lynch & Co., Inc. While there he was involved in creating a spreadsheet and establishing a database for record keeping and daily trades.

These great internships helped Zubair Ghias grow in his chosen field and helped ensure his future success with JPMorgan Securities. He learned a significant amount that helped him in his studies and when he graduated from the University of Chicago, JPMorgan Securities, Inc. quickly brought Zubair Ghias on board.

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Zubair Ghias - An Experienced Professional

Zubair Ghias is nothing short of an expert, a professional financial adviser and investor whose experience in the field make him an indispensable asset to any company. Over the years Mr. Ghias has continued to expand his reach in the world of economics, as well as his understanding of it. Mr. Ghias specializes in finance, both in investment as well as business in general. Mr. Ghias has trained himself to view business from several different perspectives, including administrative, marketing, investment, cost/profit analysis, public relations, and much much more. Mr. Ghias has always been a professional that takes his occupation with the utmost seriousness, and dedicates himself entirely to the task at hand. It is this same inexorable work ethic that won Mr. Ghias top ranking bonuses every year with the company JP Morgan. During his time with JP Morgan, Mr. Ghias was even directly promoted from analyst position to post-MBA Associate position, no small feat.


Zubair Ghias's long lists of contributions to the business industry is a result of both his passion, and his work ethic. As a professional financial adviser and investor, Mr. Ghias's duties include working with things such as public company comparables, precedent transactions, discounted cash flow, leveraged buyout, recapitalization, sum-of-the-parts, accretion/dilution, merger consequences, debt capacity/capital structure alternatives. These many responsibilities are often the duty of Mr. Ghias alone, and he has been entrusted to carry out and execute them many times by his employers, and has even gone above and beyond their expectations. Zubair Ghias's ability to deliver along with his keen intuitive grasp of business on all levels has made him one of the most respected and recognized financial analysts and investors the business industry has to offer. Not only that, Mr. Ghias retains remarkable service in the heart of the industry, Chicago, and continues to shine among many healthy competitors.

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Zubair Ghias - Goldman Sachs and Co.

Zubair Ghias has held a number of impactful and prominent positions in the financial industry, all of which has helped develop him into the person he is today. Few of these positions helped mold him into the professional he is now quite like Goldman Sachs and Co. Goldman Sachs and Co. is described by the official website for the company itself as, “The Goldman Sachs Group, Inc. is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and high-net-worth individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world.”. In addition, they also provide a broad range of investment banking services to a diverse group of corporations, financial institutions, investment funds and governments.


Zubair Ghias spent the summer of 1999 as an analyst for Goldman Sachs and Co. while he was finishing up with his degree at the University of Chicago. Mr. Ghias's time with Goldman Sachs and Co. would be his first real world experience with a financial institution, and a defining point of his own personal and professional growth. At Goldman Sachs and Co. Zubair Ghias would be responsible for designing spreadsheets, updating databases, and even performed a procedural interview for the companies Event Management Committee regarding a Y2K Contingency Plan. It was Mr. Ghias's preparatory experiences with Goldman Sachs and Co. that would help foster his career, turning him into the trusted adviser he is today. After Zubair Ghias's time at Goldman Sachs and Co., he would become both an independent business owner and investor, as well as a professional outside consultant for many companies in the finance industry.

Zubair Ghias - The Simpler Things

Though Zubair Ghias is often known as a key player in the fast paced and highly competitive field of business financing and investing, he also likes to take it slow, and enjoy the simpler things in life every now and then. Mr. Ghias says it is important for a man to have a hobby, a way to unwind and replenish himself for the next business day to come. Mr. Ghias says it is similar to the importance of a rest day after exercising. Much like your body, your mind also needs time to rest after exertion. What helps a mind rest however, is up to the individual. Mr. Ghias himself likes to unwind by traveling. Mr. Ghias says he enjoys traveling because it is often very easy to forget how big the world really is, and that one even exists outside of your office. Zubair Ghias travels because he does not want to forget about the big world just outside his window.


Zubair Ghias believes that having a way to unwind after a long work day is the key to success both personally and professionally. Mr. Ghias himself chooses to unwind in a number of ways. As a lover of fine arts and antiques, Zubair Ghias often finds himself deep in the heart of a museum on one of his days off, exploring the Earth's rich and wondrous past with a friend of family member. Mr. Ghias has a deep passion for art and history because they often depict the world with more truth than the world itself does. Mr. Ghias also enjoys art because it acts as a looking glass into another person's perspective, and even their soul. Mr. Ghias says that art reminds us that though we live in one world, it is interpreted in billions of different ways.