Interest and Fees
The bank will charge you an annual fee for using credit cards. They also will charge you for every new card you add. If you spend over your limit, the bank will charge you interest, way more money than you were supposed to pay. They will charge you 30 dollars a day if you are late or you overspend. They will charge monthly interest if you are late.
Pros and Cons of Credit Cards
Credit Cards are easy ways to carry money.
They can cost you a lot of money if you are not careful.
They can allow you to buy very large things at one time.