Why not save and invest?

Make a profit from the money that sits in your band account.


You should know what saving is, it's a safe place to keep your money and access it whenever you need it. Like a bank.

But that's the thing, it just sits. Why not make money on it money you won't use in the meantime? This brings up investing.


Investing- Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property.

So what does that mean?

  • Investing money is basically giving some of your money to these things and earning a profit on it!
  • If you're experienced you can make a living off of these profits and possibly become a millionaire.

So where's the downfall?

  • Because of the nature of an economy what you invest in may become less popular. This is due to things that people may not want anymore, the supply and demand can change.
  • This means that you can either earn millions of dollars or lose it all.

But with more risk can come more rewards.

Different investments.

1.Savings investments.for making profit on your money that just sits.

  • No risk/very low.
  • low return 1-2%
  • safe investment.
  • very liquid.
2.Bonds and mutual funds. Ideal for long term, things like future retirement and college tuition.

  • Low risk.
  • 5-15% return.
  • Long term investment.

3.Stocks. Good for more strategic investing and companies that you think will do well.

  • Medium risk.
  • varying return.
  • high liquidity.
  • penny stocks offer most return but most risk.

4.Real Estate. Very strategic and higher pay back.

  • High risk.
  • High return.
  • Low liquidity.

5.Minerals and Metals. Risky but worth it if you come out on top.

  • Extremely high risk.
  • Huge returns.
  • Very low liquidity, long term.

So where should you start?

Start with a savings account, its safe and you can earn small profits from them at no cost to you. Once you have this established begin with your investing starting with low risk government bonds and/or mutual funds, you'll get a nice return with a low risk, average 11%. Then start buying stocks for long term, find companies that you think will grow and join them, if you're right you can make some big bucks. After you have a good idea of the market and nice returns you can start taking high risk investments. Penny stocks will either make you a load of money or make you lose a load of money but if you play your cards right you can make a living off this and become very wealthy.

The more risk the more the return.

Buy high sell low.