By: Meghan Donnellan

TIP #1

Taking charge, Making a plan, & Setting goals

Tip #1 describes how making goals for your money is the best way to go about saving, and spending, leaving you with money left over. Goals also help with budgeting and making sure all your payments are in at the right time. I felt like this was one of the most important tips because this is the best way to manage your money.

TIP #3


This tip talks about the option of filing systems and notebooks to keep all your financial information organized. Organizing your financial information will help with meeting deadlines and saving money. I felt that this tip was one of the most important because organization is key in any situation, especially when dealing with money.

TIP #7

Financial Aid

Tip #7 explains the process of applying for financial aid and making sure you understand what kind of aid you are being given. Every type of financial aid has requirements so knowing what those requirements are is very important in maintaining that financial aid service. This tip is very important to me because I will be applying for financial aid soon and learning about this tip will help me a lot.

TIP #12

Resubmitting Your FAFSA

This tip gives some basic tips about applying for Federal Student Aid. The tips say to always read the directions so you don't miss deadlines, to apply early so you have more opportunities to receive aid, and to reapply every year because they only last one year. This tip is important for everyone applying for financial aid to gain knowledge about them before applying.

TIP #14

School is Your First Job

Tip #14 explains how college can be very time consuming and can be a very big adjustment for some students so if they are looking to get a job they should make sure to manage their time and get their school work under control before getting a job. This tip is very important to me because I do want a job in college but now I understand that I need to figure out my school schedule and how much time I have for work before applying for any jobs.

TIP #17

Take Advantage of Career Opportunities

Tip #17 describes all the options you have to broaden your career opportunities in college before you even go. You can meet which career counselors at your school, work on your resume, and use several resources to find out who's hiring people in your field of interest. This tip is really helpful because no matter who you are, after graduating college you need to get a job so following this tip's suggestions gives you an advantage.

TIP #21

Sharing Expenses Roommates

This tip talks about the potential of sharing expenses and talking to your roommates about money. College can be tricky for some students because it is a lot of new expenses they are not used to paying so setting rules and splitting up expenses will make students financial situations easier. This is a really good tip for students trying to cut back on their spending.

TIP #22

Comparing Dorms & Apartments

This tip talks about how students often think they can save money by buying an off-campus apartment, but this is not always the case. Often times students buying an apartment do not take into account the other costs associated with it, like transportation, rent, utilities, and rent. Most of the time all those costs add up to more than just a dorm fee, so this tip is a really good one to keep in mind the farther you go in college.

TIP #26

Wants vs. Needs

Tip #26 discusses the importance of separating wants and needs to save money. In college there is a lot of opportunities to spend money on things you would not necessarily get before, or really need. This tip is important to always keep in mind because you don't want to go off spending all your money on unimportant things and then not having anything left over for things you actually need.

TIP #38

Pay Yourself First

This tip explains how you have to pay yourself by putting all the money you earn right into a savings account and then taking out only the money you immediately need. It also says how you should always have a few hundred dollars saved for emergency, and to put away money for things like taxes. I felt that this tip is very important because by doing this you get into some good savings habits that will get you easily through college and carry on throughout the rest of your life.