Business and Labour Assignment
This brochure is about identity theft and insurance
What is Identity Theft?
Examples of Identity Theft
-Address and telephone number(s)
-Social Security Number
-Driver's LicenseNumber
Ways you can protect yourself from Identity Theft
Minimize your risk
-When using your Social Security Number, only give it to trusted organizations and sites
-Discard unwanted accounts that contain personal information
-Dispose of personal information no longer needed responsibly and safely
Safeguard your valuables
-Don't carry around your Social Security number, birth certificate, or passport information
-Verify the source that you're sharing information with
Make sure your internet use is secure
-Understand the risks and be able to identify SpyWare on your computer, and possible signs that may show your identity has been stolen, such as:
a) false information relating to credit card purchases, or information about yourself on websites
What credit reports show
What they contain
-Trade Lines, or your credit accounts, and lenders report on each account you have made with them. They also show the type of account (bankcard, auto loan, mortgage, etc), the date you created the account, your credit limit or loan amount, the account balance and your history of purchases
-Credit Inquiries that appear after asking for a loan, and make inquiries show up on the report, as well as show the list of people who've accessed the information
-Public Record and Collection Items, including bankruptcies and suits
How you can improve yours
-Create reminders to help you stay track of when your payments are due (paying bills on time)
-Reduce the amount of money you owe to others and organizations