Personal Debt Solutions

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Personal Debt Solutions

We can feel the emotions that financial problems can cause and that the decision to seek professional advice can be a serious and often a painful. Our professionals can ease your concerns and fears, and help you look realistically at your debt problems. For over 20 years, the dedicated professionals at SPERGEL have helped over 30,000 individuals and over 1,500 corporations gain financial freedom from their debts and get a fresh start.

First of all, File a consumer proposal to consolidate debt. By filing a proposal, you will not only consolidate your debt, but often you can reduce the amount of debt you need to repay to your creditors, stop interest and harassing calls from collection agencies, as well as protect your assets such as your home or car. Debt consolidation allows you to make one low and affordable monthly payment to cover all your debts. You are relieved of stress and can save money on fees and interest. Spergel helps you consolidate what you owe by putting all your debts together in one package, thereby restructuring and simplifying your debt.

Secondly, Get a fresh start by filing for bankruptcy. This debt solution provides immediate financial relief to individuals who owe far more than they earn and are unable to meet their debt obligations. Our services include customized consumer proposals and assignments in bankruptcy. Bankruptcy protection is available to any individual who is insolvent and owes more than $1,000. It allows the honest, but unfortunate, debtor an opportunity to come to a final settlement with creditors and to get a fresh start. After bankruptcy you will be able to continue on with your life, unburdened by the debts of the past.

Spergel Can Help:

Our professionals include Credit Counselors, Proposal Administrators and Trustees in Bankruptcy. We will explain all of the alternatives, and work with you to decide on the best course of action to put you back on a solid financial footing. We also assist lawyers, accountants, and other clients in solving any insolvency related matters.

Visit for more information or Call Us at 1-855-SPERGEL (773-7435) to speak to our professionals immediately.