Choosing a Credit Card
What is a credit card
Any type of loans that you can get is a form of credit.
Some of the benefits of credit is being able to buy a certain item now even though you dont have enough for it.
Some cost would be that in reality you will be paying more for the item vs if you had all the money saved up.
Basics of a Credit card
You can use the credit card anywhere they accept the payment of credit card.
Some of the benefits having a credit card is that they offer you a grace period to pay off the items. But you will also be paying more for the same item.
Comparing to Credit cards
Card 1 No fee
Card 2 No fee the first year then after the first year it's going to be $95
Annual % Rate (APR)
Same for both Grace period 3 months
Redeemable for cash anywhere anytime
Earn points for doing basic necessity for shopping going out to eat putting gas in your Car. No late fee it wont raise your APR