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20% Required Not necessarily! Have you served in the military? VA loans can be approved with 0% down! And FHA loans only require 3.5% down. If qualified, you can even gain access to a conventional loan with less than the customary 20% down, but mortgage insurance will factor in. My point? There are many paths to financing your home purchase. | Cash Wins A cash offer offers one big assurance to a seller: a loan won't be a hiccup on the road to closing a deal. But in my experience, a fast sale isn't always the top priority for a seller. Folks care about who moves into their home. A compelling story, as communicated by a sensitive and communicative Realtor (like me...what's up), can make the difference. Two of my buyers have beat competitive cash offers because I know my clients and stand in the gap for them. | You Can Borrow Money for Your Down Payment It has to be a gift, actually. Plain and simple. |
20% Required
Not necessarily! Have you served in the military? VA loans can be approved with 0% down! And FHA loans only require 3.5% down. If qualified, you can even gain access to a conventional loan with less than the customary 20% down, but mortgage insurance will factor in. My point? There are many paths to financing your home purchase.
Cash Wins
A cash offer offers one big assurance to a seller: a loan won't be a hiccup on the road to closing a deal. But in my experience, a fast sale isn't always the top priority for a seller. Folks care about who moves into their home. A compelling story, as communicated by a sensitive and communicative Realtor (like me...what's up), can make the difference. Two of my buyers have beat competitive cash offers because I know my clients and stand in the gap for them.
You Can Borrow Money for Your Down Payment
It has to be a gift, actually. Plain and simple.
Did You Know...
...that it costs you NOTHING to hire me as your Realtor? That's right! If you're gearing up to purchase a home, there's no reason not to loop me in and add me to your team ASAP. Buyers never pay realtor fees in transactions, so why not get the benefit of a strategic, research-oriented, and positive ally straight away? Let's set aside time to meet and discuss all that this process entails and make a plan that's perfect for you.
You Do You...and Let Me Help!
The Real Estate market doesn't slow down just because it's getting chilly and Thanksgiving is officially around the corner. Interest rates remain friendly, and that home you've been eyeing might be due for a price improvement. Give me a call or text for the insight you need to know if now is the time to make your move!