Hold Off On Savings Bond
Too Much Money
Most savers want to park cash in a savings account or certificate of deposit. The interest rates going down so it is hard to make a case.If you have to much money it will make you go crazy and will spend all of your money at once. Treasury will adjust the bond's value to double the original price. If you are sure you want to put money into a savings bond say you want one as a gift.
Money don't grow on trees.
Save money even if it is just one dollar.
If you find a penny on the ground and it is on heads grab it because it is good luck.