Safeguarding Your Credit Card
By Jane Krueger
10 consumer responsibilities for safeguarding your credit card.
Monitor your bank and credit card statements to make sure that there aren't any false charges like a purchases from halfway across the world.
Monitor your credit report and look for abnormal activity
Shred documents with your information on it before throwing it away or recycling it.
Place fraud alerts on your accounts.
forces any bank or credit agency to talk to you before approving credit requests in your name.
will not totally stop a theft but it can slow him or her down
Place credit freezes on your account
far more effective
prevents any company from accessing your credit unless you're already do business with them
seals your records against any new creditors
When you get your card the first thing you need to do is sign the back panel
Never keep your PIN code in the same place as your card and keep your account number private
Thieves don't need your card to get into your account, just the number.
When shopping online think about credit card protection.
Do not share personal info unless u absolutely have to and you know how it will be used
Save receipts confirmation numbers and emails.
Keep all passwords secret
Report lost cards and suspected fraud right away.