Identity Theft Infographic
By: Alyssa Tracy
Types of identity theft
1. Financial identity theft- Financial identity theft can mean two things. First, the victim´s bank accounts and credit cards are accessed and used illegally. Second, the victim´s identity is used to take on loans and get new credit cards.
2. Driver´s license identity theft- Once a person´s driver´s license is stolen, the criminals can find ways to use the ID. It may even be sold off to someone who looks passably similar to the real ID owner.
3. Criminal identity theft- If the ¨new¨ owner of the ID commits a crime and is cited or arrested, he or she can make use of the stolen ID to give policemen a fake identity, resulting in a criminal record being created in that person´s name.
5. Medical identity theft- This can be used to commit fraud involving health insurance and medical coverage. Thieves can use the victim´s identity to make false claims.
6. Insurance identity theft- This is related to the medical identity theft. Once the crime is committed, the victim is left holding the bag. Effects of identity insurance include difficulties in settling payments, potentially higher insurance premiums, and quite possibly trouble in acquiring medical coverage later on.
8. Synthetic identity theft- In this type of identity theft, the thieves use information from several different victims to create a new identity. Although the primary victim here is the lender, it can still negatively affect the person whose name or Social name or Social Security ID is used.
How do you prevent identity theft?
1. Secure your social security number
2. Don´t respond to unsolicited requests for personal information (your name, birth date, social security number, or bank account number) by phone, mail, or online
3. Watch out for ¨shoulder surfers¨
4. Collect mail promptly