Loans Over 12 Months No Fees

loans over 12 months direct lenders

Loans Over 12 Months No

Whenever an urgency such as payment of crucial bills strikes and you have no money in pocket to tackle it, do not be disheartened. You have Loans Over 12 Months Direct Lenders as an option to explore immediately and have the cash in the same day. An advantage of the loan is its flexible repayment period that allows you to pay off the loan as per your convenience.

However, such an urgent loan is accessible only on meeting certain preconditions. You should be in a job that has been paying you monthly or bi-weekly salary in regular manner for past six months at least. You must also have a valid bank account and your age for the loan must have crossed 18 years.

Collect the documents that prove your employment, salary, bank savings and residential address. Fax these papers along with the loan application to the lender for faster approval and delivery of the cash.

The loan amount typically ranges from £80 to £500 without taking anything for security from the borrowers. These unsecured loans for urgent personal works are approved just on the basis of knowing your monthly salary and employment status. So, approval comes fast once the lender has confirmed that you are an eligible candidate for the loan. You make use of the loan for payment of urgent bills ahead of your next payday. Spend the money on weekend tours, tuition fee payments, repairing a car and for many other works.

The lender will offer you loan Loans Over 12 Months Lenders.This is a long duration for repaying such a smaller amount of cash in easy installments along with interest charges. However, you can repay the loan on any day to avoid paying the interest charges for a longer period. Thus, you can repay as per the financial convenience of your paycheque.

Another beneficial feature associated with such cash loans is prompt availability of cash without any credit checks. Generally, a bad credit history of late payments, defaults, arrears or CCJs is a hurdle, but these loans are immediately approved and delivered with no credit checks.

Do not make a mistake of rushing to the lender without comparing many other offers of cash. You should compare 12 month loans deals from several online lenders in order to find out lowered APR. This way, you can save lots of money on interest payment.


12 month loans are your quick source of cash for urgency in the same day. You can borrow the money without any credit checks and repayment can be easily done in next 12 months in easy installments.