a month in the life of the Cruz family
Family and Occupation
My name is Ashley Portillo Cruz and my husband's name is Jeon Cruz, we have a baby girl named Selena Maralyn who was born on January 24, 2016. We also have one cat named
Molly to entertain our daughter. I work as an Insurance sales agent. Each month I get paid 2,750 dollars while my husband gets 1,250 dollars a month, together we have 4,000 dollars each month as our beginning balance.
Car and Apartment
To find a house or apartment I had to make sure It was something I could afford and also save money. My home value had to be between 80K-115K and had to have a monthly payment of $714.00 or less.
My family's goal is to always save money, so I tried to find the cheapest and nicest place to stay in, which is why I was mainly looking for an apartment. My apartment has two bedrooms, two bathrooms, and a pool as well as a playground.
Monthly Payment and Total Payment
Each month my husband and I will pay $580.00 for my rent, and my total price will be $81,200.00. As I observe my check register I realize that my apartment monthly payment is what dropped our beginning balance the most. But on the other hand, we did save 134 dollars as our monthly payment.