Reduce The Risk

By Alli Frasher

Credit report

A good way to lower your insurance premium is to always keep a good credit score, and credit report. People that manage their credit typically have fewer claims.


Many insurance companies will give you a discount for maintaining good grades, so try to keep your grades up.

Buying cars

Don't get a expensive sports car. They will cost more to repair, and that gives you higher insurance.


Driving with more people will greatly increase the chance of getting in a crash, so try to avoid having more than one or two passengers in your car at once.