Full Faced Savings Bond guaranteed to get your money back
You can cash it in before but the value will go down.
It’s guaranteed because they will either print more money (which can affect inflation) or raise taxes to make sure they have the money.
Low risk because your money is guaranteed and there is no risk factors (backed by government)
Savings bonds are an affordable, safe and convenient way for Americans to save. Can buy a savings bond for as little as $25
Low return rate because you have to wait to be able to get your money
If you cash in bond before the bond date- the face value will go down.
As of Jan. 1, you can no longer purchase U.S. Savings Bonds at your local bank or credit union. Not only that, you can’t buy paper versions of the bonds — with one exception.
Purchases of U.S. Savings Bonds must be made through the U.S. Treasury's website. (The Treasury Department expects the move to save the government about $70 million over the next five years.)