Protection against Identity Theft!

Learn ways to protect yourself against identity theft

First of all, what is identity theft?

Identity theft is when someone wrongfully acquires and uses your personal identification, credit, or account information.

Credit Score: What it means and how to raise it.

What is your credit score?

Credit score is basically a 3 digit number calculated from your credit report and is one factor used by lenders to determine your creditworthiness for a mortgage, loan, or credit card.

How to raise your credit score

There is no fast and easy way to raise your credit score, contrary to what made ads say. There are some steps to raise your credit score, but they are going to take time.

  • Check your credit report
  • setup payment reminders
  • pay your bills on time
  • keep balances low on credit cards and other "revolving credit"
  • Pay off debt rather than moving it around.