VA Loans

Platinum Mortgage Company

PMC, supplying home financing to eligible veterans for over 24 years.

Min credit score 580
No seasoning requirements for cash-out; must have existing lien
Max LTV is 100% (excluding VA funding fee)


No Seasoning requirements. Must have existing lien. Not available in the state of TX.
Credit score <= 620 - maximum $50,000 cash out proceeds and maximum 90% LTV
Credit score > 620 - there is no limit on the amount of cash out proceeds but LTV is limited to 90%
LTV > 90% - 100%: the maximum cash out is the lower of 1.5% of the loan amount or $5000.
Paying off an unseasoned subordinate lien is not included in the amount of cash out.

Contact Us!

Contact By Phone: 800-385-3657

Contact By Email:

SoCal Office: (Wells Fargo Bldg) 2030 Main St. Ste. 1300, Irvine, CA 92614

NoCal Office: 915 Highland Pointe Dr. Ste. 250, Roseville, CA 95678