Shopping, Struggles & Solutions
by Nidhi & Yumna <3
Many people struggle over the fact that they spend too much and save nothing, but since they're so addictive over it, they can't seem to stop. Wait a second! We know that they struggle with spending but what else do they have problems with?
People who over-spend, also have struggles with:
Controlling the urge to shop
Family or your own needs
Money needed for the future
Everyone knows that with every struggle comes a solution, yes, it might take time and lots of effort to accomplish but it will be wroth it in the end. So what solutions are there to overspending?
Some solutions to overspending are:
- Create a budget
- Plan out your expenses
- Have only ONE credit or debit card for emergencies and don't carry it around with you
- Set up a saving account where the money is taken out of your pay-check
- Think about your needs and wants before you buy an item
- Have a financial agent control your finances
- Try not to pay attention to useless items.
- Control your urges