by: Vanessa Portillo
In order for you to get a credit card or apply for a personal loan you have to be at least eighteen. You need to have a job for a while and a bank account for at least a year. Preferable one that you handle well and not bounce checks. You could also have a savings account with a decent amount of money in it.
Three Key Factors For Creditworthiness
having a set job in which you show responsibility
Having a high enough income and being able to repay a loan.
Value of what you own. in other words Savings, Investments, and properties