Car Insurance
What determines your car insurance rates?
Credit reports
Credit reports can be used by car insurance companies to use your credit history to drive up your insurance costs.
Driving history
Car insurance companies usually use your past driving record to determine your new rate by using a point system.
Age, Gender and Marital Status
Age, gender and marital status help determine your car insurance rates.
Other factors
Car insurance rates are determined by the type of vehicle you drive as well as mileage, anti-theft devices , your location and the deductible you’re willing to pay shall you need to file a claim.