Car Insurance

What determines your car insurance rates?

Credit reports

Credit reports can be used by car insurance companies to use your credit history to drive up your insurance costs.

Driving history

Car insurance companies usually use your past driving record to determine your new rate by using a point system.

Age, Gender and Marital Status

Age, gender and marital status help determine your car insurance rates.

Other factors

Car insurance rates are determined by the type of vehicle you drive as well as mileage, anti-theft devices , your location and the deductible you’re willing to pay shall you need to file a claim.