What is phishing?

Phishing is the act of attempting to acquire information such as username, passwords and credit card details.

Why is it called phishing?

Phishing is pronounced just like 'fishing'. As is all about tricking people to give out their passwords. It is spelt with 'PH' due to a long-time hacker tradition to use 'PH' instead of 'F'
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How do they do it?

They will try to get you to disclose sensitive personal information. One of the most common phishing scams involves sending an email that fraudulently claims to be from a well-known company. However, it can also be carried out in person, over the phone, and via malicious pop-up windows and "spoof" or fake websites.

How to Spot A Phishing Scam?

Firstly the bank will never send you an email to change your pin number or any details so if your bank send you an email, it will be a scam.
A:Sender's Email Address
Spoof email may include a forged email address in the "From" line - Some may actually be real email addresses that have been forged.
B: Email Greeting
Many Spoof emails will begin with a general greeting such as "Dear Washington Mutual customer.
C: Urgency
Claims that your account may have been accessed by an unauthorized third party.
D: Account Status Threat
Most Spoof emails try to deceive you with the threat that your account is in jeopardy and if you fail to update, verify or confirm your personal or account information, access to your accounts will be suspended.
E: Links in an Email
While many emails have links included, and ask you to restore your account access, just remember that these links can be forged too.