Got Hurt on the Job- Get Covered

Workers Compensation

What does it do?

Protect people who are injured on the job. They are designed to ensure that employees who are injured or disabled on the job are provided with fixed monetary awards, eliminating the need for litigation.

Where did we get workers compensation?

We get workers compensation from pirates. Pirates who were injured during their duty were often rewarded for their sacrifice. The loss of a limb or an eye carried a very specific reward in gold.

What does it help with?

A worker who becomes sick or injured as a result of their working environment and is approved for workers' comp benefits can generally expect to receive the following:

  • Payment for medical treatment and expenses. This includes initial emergency care, followup treatment with doctors, physical rehabilitation visits, and transportation expenses).
  • Payment for time off work for recovery. Typically this is a weekly benefit of 66.67% of a worker's average weekly earnings and doesn't last more than two years.
  • Payment for any permanent impairment. Many work-related injuries result in a permanent physical impairment that affects the worker's ability to do certain jobs. Even a minor injury can qualify for a small permanent disability payment.
  • Vocational rehabilitation services. If the worker needs to change jobs or fields, most states pay for some job retraining or re-education.
  • Payment of benefits in the event of death. A deceased workers' dependents are entitled to burial expenses and a lump-sum payment in most states.