Money Tips!

Helps you to invest and save your money!

Why is Saving and Investing Important?

Here are some ways to help you decide to save. One reason is because it helps the economy grow. The personal savings you have, the bank can lend them to businesses for them to grow. Another reason is that the money that was lent to the company, they can have more jobs. That means more investing in the company because more money is made.

Here are some ways to help to invest. The money you save can be invested in the stock market to get money back. You can have bonds. Bonds are loans. People can invest in things that they like. The money they have goes towards the company and you!

Savings!

One possible saving option is to put money up for a retirement. This could help you when you retire from your job. You would pay money every month so you can have money afterwards. Another option in savings is your own personal savings. The money you have towards that goes to the IRA. To have more people in this the government made us pay taxes. The people would try to take money out but it depends on the plan you choose.

Investing!

One possible invest option is diversity. This helps you invest in the stock market. It lets you have bond. Don't let it be more then 10% though. It's lets you go into property funds to! Another option is securities. These are also bonds and stocks. People usually want the money they invested in back. This gets you rewards on them!

Some risk are:

  • Losing money
  • The company going out of business
  • The stock market goes down
  • People won't invest in it

You also can use a pyramid: (most risk to low risk)

  • Stocks
  • Mutual Funds
  • High-yield Bonds
  • Corporate Bonds
  • Municipal Bonds
  • U.S. Treasury Bond, Bill, and Notes
  • FDIC - insured bank savings accounts

Guaranteed to help with your money!!