Retail Banking

by Heather firchau

So what services to we offer? well......

checking, Savings, Lending, Other Services

Services Lisited Below

Other Services:

Stock brokerage (discount and full-service)
  • Insurance
  • Wealth Management
  • Private banking
  • Certificates of Deposit

    these are the most popular investment products with conservative investors, and an important funding source for banks since the funds in these products are available to them for defined periods of time.

    Credit cards/Lines of credit and personal credit products

    -the high interest rates charged on most credit cards makes this a lucrative source of interest income and fees for banks.
  • -Home equity lines of credit (HELOC) have diminished significantly in their importance as a profit center for banks after the housing collapse in the U.S. and subsequent tightening of mortgage lending standards.