Having Trouble Paying Your Bills?

These things may be where the problem is:

Debt Repayment

if you do not repay your debt, your debt will accumulate with interest, just digging deeper hole for you to get out of. most people do not get out of their debt.

Credit Counseling

There are non profit counseuling orginizations that will advise you on how to use your credit the right ways so you do not get into debt.


A last resort for somebody who cant get out of their credit problems. when they file for bankruptcy, their account is eliminated. bankruptcy should only be used if there is no other option