Fraud

By: Kaitlyn Tarr

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Phishing & Smishing

Fraud online will use fake accounts/messages to try and steal personal information, tricking you into giving it to them.
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FAKE!

This is obviously fake because the bank is asking for you information to help with security. They already have all your information. Sending your information to this is only sending information to a fraud and NOT the bank. You can avoid this by not replying to the email.

Retail/Auction Fraud

Basically this is where you spend your money on a product from a fake online company, in which you use your money and never receive the product.
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FAKE!

This is obviously fake because the prices are completely unrealistic. The company is selling a brand new car at 50% off! That means someone is selling this to you and if you spend your money on it, you're never going to get the product in return, only making the fraud walk away with your money and leaving you sad. You can avoid this by researching the company and by looking at customer reviews from previous people who bought it. Also, realize that this is a "too good to be true" sale. Which it really is too good to be true.

Work at Home

This is basically where people are trying to find the easy way out of work by ripping people off online. If you pay for a kit for an easy job online, it's only ripping you off because it's an instruction manual on how to rip other people off. Basically you're ripping other people off after you've been ripped off.
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FAKE!

This is basically ripping you off AND getting your personal information. It is HIGHLY unrealistic to get $1,000 a day just from working online. This is complete fraud. You can avoid this by not applying, realizing it's "too good to be true" and by researching this. Also, they're ripping you off by telling you that you can make "this much money".