Get better credit for the holidays
by improving your credit score
Know if you're a high credit risk.
Fail to make payments on loans?
Unable to repay asset-secured fixed
Business or consumer does not pay a trade invoince when due
What is credit score? Why is it important?
A credit score is a three digit number calculated from your data-rich credit report and is one factor used by lenders to determine your creditworthiness for a mortgage, loan or credit card. Your score can affect whether or not you are approved as well as what interest rate you are charged. Your credit score determines what loans you qualify for and what your interest rate will be.
How can I improve my credit score?
- Watch your credit card balances
- Always pay bills on time
- Don't obsess
How do I maintain my credit score?
- Pay bills on time
- Keep your balances low
- Manage your debt
- Watch your credit report