Get better credit for the holidays

by improving your credit score

What is credit?

Credit its the costumer's ability the receive goods or services before payment, based on the trust that the payment will be made in the future

Know if you're a high credit risk.

What is credit score? Why is it important?

A credit score is a three digit number calculated from your data-rich credit report and is one factor used by lenders to determine your creditworthiness for a mortgage, loan or credit card. Your score can affect whether or not you are approved as well as what interest rate you are charged. Your credit score determines what loans you qualify for and what your interest rate will be.

What is a good credit score?

A higher credit score is better than a lower credit score.

How can I improve my credit score?

- Watch your credit card balances

- Always pay bills on time

- Don't obsess

How do I maintain my credit score?

- Pay bills on time

- Keep your balances low

- Manage your debt

- Watch your credit report