Using Credit Wisely
If you're trying to build a positive credit history, set a budget and try to stick to it. Paying bills on time and keeping balances well below the credit limits.
Some apps and websites that will help manage your credit are listed below.
Mint.com: Helps with budgeting
GoodBudget: Create a budget off of personal cash flow
Mvelopes: Budgeting anywhere you go.
BillGaurd: This will help you see what you've bought and protect from fraud.
Pocket Expense: tracks your spending so you can create budgets easier.
About Credit Cards
How to Get a Free Credit Report
A different way is to go to www.AnualCreditReport.com.
Or you can get one once every 12 months from each credit reporting agency.
Your credit report shows your financial behavior and identification information. Getting a credit report lets you see what lenders see when they look at your info. If you were to run into an error on your report, contact both the credit reporting company and the company that provided the information.