The Affordable Care Act
The Steps Taken To Create The Affordable Care Act
Step One: Recognizing the problem
The Main Drivers of Health Care Reform
Economist from MIT and "architect" of Massachusetts Health Care Reform
He was the main supporter hence the name "Obamacare"
United States Senate
They thought of and presented the precursors of the ACA.
Step Two: Formulating The Policy
Step Three: Adopting The Policy
After Obamacare was passed it was then upheld in the U.S. Supreme Court on June 28th, 2012. The question was if the government could make citizens buy a service. The Supreme court ruled in favor 54 for Obamacare. The reasoning was for that they said it is a tax and not a mandate. Part of the bill to enforce it was a penalty for Americans who do not have health insurance. The policy then created was a Social and redistributive policy. It is redistributive because it takes money from the healthy insured people and gives it to the sick.
Step Four: Implementing the Policy
Obamacare has been implemented in an interesting way. The way the U.S Supreme Court described it as a tax. This is because in the IRS on every person’s tax return health insurance should be filed. If it is not seen that the person has had it then they are charged a “tax” typically a percentage of their total income. The point of this law being implemented is so hopefully enough healthy people get health insurance to cover the sick people. There are certain exemptions like Native tribes, religious groups, or people with financial hardships. If a person does not get those exemptions and does not have health insurance they will otherwise have to pay a fine that can be hefty depending on how much money you make. As of 2014 there is no more pre-existing conditions that will be applied to Obamacare.
Step Five: Evaluating the Policy
How do we know if Obamacare is helping, or if it could even be measured, then how would it? Surprisingly a very large company called Gallup can supply the evidence of what Obamacare is doing: the company interviews around 15,000 Americans about their health each month. Last year Gallup reported a net of 7.26 million Americans have obtained insurance since Fall of last year, 2013. Another claim was that Obamacare will downgrade healthcare spending, but healthcare spending is still growing at an average rate of 4% per year. Although the growth is slowing down as compared to other years. President Obama even once said “Thanks in part to the Affordable Care Act, also known as Obamacare, the cost of health care is now growing at the slowest rate in 50 years,” With these statistics it is up to the individual to decide if Obamacare has been beneficial or not.
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