The world of Credit, In you hands!

Credit Credit and more Credit

Credit is the ability to obtain a good or service before payment with a promise to pay in the future. Different types of credit range from Student Loans, Credit Cards, Overdraft, Personal loans, and Money lending

One Side of Credit

There are some cost associated with credit. Interest is money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt. Also Late Fees are put into place when the person is late making the payment. A persons income is a key factor in determining if someone gets credit and how much they get. The higher the income the more money available to borrow. A persons Credit History helps determine what someone gets too. If a person has poor credit history the less money is available for that person, and vice versa.



A credit card is a plastic card issued by a Bank, Business, etc. for the purchase of goods or services on credit. You can use credit cards at any store that accepts them. Some stores require a limit purchase in order to use the credit card. Using a credit card is a safe way to make purchases and to carry money. If lost or stolen it can be cancelled, plus a pass code is needed for use.