2) rack up bills college and fees. Debt for younger kids is really high.
3) small print, benefits, non benefits, percentage and pay rate.
4) credit cards is bassed on how much credit you have.
6) Is a three digit number calculated from your data-rich credit repot and is one factor used by lenders to detrimen your creditworthiness for a mortgage, loan or credit card. The risk involved in a particular loan.
7) The importance with credit card is so you can buy a house and a car.