protecting yourself from fraud

Donna Dezendorf 11.10.14 3rd Period

1. Identity Theft

Definition- When another's personal info is used without their permission.

Two ways to not have your identity stolen:

1. Don't keep your social security card in your wallet. Keep it at home in a safe place.

2. Be careful of what personal information is posted on the internet.

2. Credit and Debit Card

1. Review financial statements at least monthly.

2. Keep your pin number unique.

3. Ways to stay safe on the internet (in general)

1. Keep usernames and passwords safe.

2. Always read contracts closely (don't forget the fine print) and never sign or click agree for anything you don't want or understand.

4. Ways to protect your personal information

1. Memorize your pin number for your debit card.

2. Keep personal records in a secure location.

5. Ways thieves can access personal information

1. Diverting Mail.

2. Stealing your purse, wallet or financial records.

6. Keep your computer safe

1. Have anti-virus and anti-spyware software installed onto your computer and update it regularly.

2. Keep a password on your computer or computer files.

7. Online purches

1. Research the reliability of the online store with places like the Better Business Bureau.

2. Look for "https" or a picture of a lock.

8. How do you know you have been a victim of identity theft

1. Your bills don't arrive on time.

2. You receive credit card you didn't apply for.

9. Buying a used car

1. Run the vehicles VIN number through a computerized ownership and damaged history database.

2. Test drive the car and have the tires and compression checked at an independent, reliable repair shop.

10. Phishing over the phone

1. Don't give out your personal information.

2. Ask for their phone number, address and their name, if they hang up you know they weren't who they said they were.