Hands On Banking
By: Colin and Maddox
Budgeting is an estimation of the revenue and expenses over a specified future period of time. A budget can be made for a person, family, group of people, business, government, country, or just about anything else that makes and spends money.
Having good credit is very important. If you have bad credit you can't buy things like a mortgage, a car loan, a phone plan, and credit cards.
You need to be smart when you invest something. You should invest in things like a house, or a savings account. Those are a good start to your future.