Digital Communication: Fraud

by Zach Wood

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What is Fraud?

One of the downsides to digital communication is Fraud. Fraud comes in many forms but is most basically defined as intentional deception for gain.

Different Types of Fraud

The most prominent types of fraud are:

  • Retail and Auction Fraud
-This is when a person sells an item on the web, but does not send the item (or sends a different item of less value) to the purchaser, keeping the money for himself.
  • Phishing and Smishing
-This is when a person sends a text message or email, pretending to be a bank, etc. and asks the receiver to send "required" personal info such as a bank account or credit card number. The receiver, being tricked, sends the info and the fraud uses it for personal gain.
  • Work at Home
-This is when the fraud tells someone they have a job for them that they can do at home. This "job" requires either for the person to send personal info like a bank account number, or for the person to buy a kit or components needed for the "job". The fraud then takes the info or the money and runs.
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How To Avoid Becoming a Victim of Fraud

  • When buying Items online, make sure that the source you are buying from is credible and wont scam you. Use online retailers like amazon to make sure you buy from credible sources.
  • When someone sends you an email or text message, possibly posing to be a bank or other organization, requiring personal info, do not sent it. If you are worried about it and think the message is legitimate, call the organization and see if the info is needed, and send it in a safer form of communication.
  • If an offer in an email looks to good to be true, it probably is. Make sure you know that you are not being scammed before committing to anything online.