Online Fraud (And How to Avoid it!)

by Hope Warren

Fraud: Wrongful or criminal deception intended to result in financial or personal gain.


Examples:


  • Phishing and Smishing
  • Retail/Auction Fraud
  • Work Availability

Phishing Example

Below is a phishing example. Phishing is basically when someone sends a fake email or message to an internet user, tricking them into giving personal information, like bank account passwords, while seeming legitimate.
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How to Avoid Fraud

Fortunately for us, avoiding fraud is simple:

  1. Never reply to personal info. emails. If you get an email from a company requesting your password or other information, don't give it because that real company already has that information.
  2. Research institutions. Make sure it is a reputable business you are purchasing from.
  3. Use common sense! If it looks too good to be true, its time you learned a little more about fraud!