Disability Income Insurance

Protect Your Paycheck!

Disability Insurance 101

Most adults realize that they need to protect the things that are important to them. You have car insurance to protect your vehicle. You have homeowner’s insurance to protect your house. You even have life insurance to protect the people you love. What you may not realize is that you and your ability to earn income are the most important things.

A disability insurance policy gives you a way to ensure that you and your family will be protected if you lose your ability to work because of an illness or injury.
Disability insurance protects your biggest asset: your income.

Imagine how much money you will make over a lifetime. A 30-year old who makes $60,000 a year would lose more than $4 million in lifetime earnings if he became permanently disabled. If you protect your other assets your car, house, and life why wouldn’t you protect your future earnings?

In today’s society, nearly three-quarters of Americans are living paycheck-to-paycheck. For most people, even a temporary disability that takes them out of work for as little as a month would cause financial strain. Only disability insurance gives you the protection from a temporary or permanent disabling illness or injury.

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