Are you facing foreclosure?

Are you behind on your mortgage or property taxes?

Northeast Michigan Affordable Housing, Inc., may be able to help!

Life is full of uncertainty. If you find that unexpected events are preventing you from making your mortgage or property tax payment on time, don't give up. There are many options available to help prevent foreclosure.


  • We can discuss various options that may help you keep your home, including a modification under the federal Home Affordable Modification Program and Michigan Hardest Hit Funds through Step Forward Michigan.
  • Or, if you can no longer afford to keep your home, we can discuss alternatives to foreclosure that allow you to give up your home to achieve financial stability.
  • Our housing counselors are MSHDA (Michigan State Housing Development Authority) certified and can help you organize a spending plan to pay your mortgage and other monthly expenses.
  • We can also help you find and take advantage of local services or programs that provide financial and legal support.
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