Monthly Newsletter
Volume 4, Issue 3

Small enough to Care. Big enough to give you the Best in banking!
We appreciate you as a customer and want you to know about our latest features and rates. Thanks!

Need a Mortgage Loan?

Click picture above to apply
Mortgage Loans at Elizabethton Federal
- Low interest rates and closing costs
- We do not sell our loans
- Your loan stays with Elizabethton Federal
- Competitive closing time
- Superior service
- Fixed and variable rate options
- Short term construction financing
- Long term construction permanent financing
- Up to 100% financing (subject to restrictions)
- Automatic loan payments from deposit account
Please contact one of the following Loan Officers for more information:
- Sam Crowder - (423) 433-6250 – Johnson City, TN - sam.crowder@elizfed.com
- Kim Garrett - (423) 727-3930 – Mountain City, TN - kim.garrett@elizfed.com
- Ken Murphy - (423) 543-5050 – Elizabethton, TN - ken.murphy@elizfed.com
- David Lacy - (423) 543-6612 – Elizabethton, TN - david.lacy@elizfed.com
- Paul Yoder - (423) 433-6250 - Johnson City, TN - paul.yoder@elizfed.com
- Steve Foltz - (423) 952-2560 - Johnson City, TN - steve.foltz@elizfed.com
Pet of the Month

Lucy and Cooper
Say "hello" to Lucy and Cooper, the fur babies of Elizabethton Federal's VP and Loan Officer, Ken Murphy.
Local Places to Explore
Elizabethton Federal Savings Bank can help strengthen your savings for what lies ahead.
- Enjoy the security of saving with FDIC insurance
- Save with low minimum balances
- Lock in a fixed rate for a range of terms - 6 to 60 months
- Check out our great CD rates!
| We're Online We Now Offer Online Mortgage Loan Applications. Get started by clicking the link: https://bit.ly/2Vyy3De | RecipeClick picture to enlarge. Recipe provided by Matt Adams |
We're Online
We Now Offer Online Mortgage Loan Applications. Get started by clicking the link: https://bit.ly/2Vyy3De


Riddles
1. What is a month in Spring that rhymes with day?
2. How far is it from March to June?
3. Can February March?
Answers at bottom.
Riddle Answers
1. May!
2. A single Spring!
3. No, but April May!

About Us
Headquartered in Carter County, Tennessee, Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products. While maintaining our competitive edge in today’s high-tech market, Elizabethton Federal continues to focus on safeguarding our customer’s information. Several decades of proven financial leadership continue to allow Elizabethton Federal Savings Bank to provide the best products, combined with unbeatable customer service, to our valued customers year after year.