Use Credit Wisely

By Dakota Patterson

debit cards are card that take money directly out of your account and credit card is a buy now pay it back later

Three ways that you can affect your credit positively is pay bills on time, no late fees, and try not to file bankruptcy

Betterment Investments 1 lower taxes 2- Retirement 3- schedule deposits Mint Budgeting 1- budgeting 2- credit checks 3- simple and easy Dwolla Money Management 1- transfer money 2- Ach Payments 3- safe FutureAdvisor Budgeting 1- auto wealth management 2- retirement planning 3- college savings InDinero Accounting Software 1- taxes 2- bookkeeping 3- total control

Three advantages are Protection of Purchases, Building a Credit Line,and Emergencies and three disadvantages are Blowing Your Budget,High Interest Rates and Increased Debt,and Credit Card Fraud

Apr is the annual rate charged for barrow

Total purchase amount $500

Credit card APR %18

Planned monthly payment $50

Number of months to pay off
This is how long it will take you to pay off the entire amount.11

Final month's payment
The last payment on this account.$45.78

Total finance charge
This is the total amount of money you have paid toward interest.$45.78

Total cost:$545.78

you can get a free credit report from each of the three major credit bureaus (TransUnion, Equinox, and Experian) once every 12 months from annualcreditreport.com And This is important because if you find errors then you have to report immediately or them it will most likely hurt your credit

apprisen, telephone 800.355.2227 and they debt management, housing counseling and make decisions regarding bankruptcy.
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