Credit Cards

How you can benefit from them!

Credit Cards have many benefits from them

One being that you can earn rewards from them such as cash back, rewards points, building a credit history, and extended warranties! Also if your account is compromised by another person it is the banks' money at risk not yours

Tips on using a Credit Card

By using a credit card you are at risk if you go over your budget so one strategy is

put all holiday spending on a separate credit card with a low limit, and commit to paying it in full or, at the least, repaying that debt in the first quarter of 2015.