what determines your car insurance rates?
Car insurance companies usually use your driving records history to determine your rate. They do this by using a point system. How long the points they give you stay on your driving record depends on where you live, accidents, and any parking violations always make your car insurance rates rise
Age, Gender and Marital Status
New drivers are most likely to have an higher insurance rates. Married women are likely to have lowest insurance rates. Unmarried men pay the highest car insurance rates
Insurance also determines your rate by the type of car you drive, for example a red car. Red cars insurances are higher. It also determines your annual mileage, your location,and deductible you are willing to file your claim.